Online Credit Approval Safe and Secure
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4 steps to a loan

Click here to begin

Apply online
fast & secure

Step 1

via phone call

Step 2

within 1 hour

Step 3
Receive cash

Receive cash
in your account

Step 4
We are the leading US provider of
Revolving Lines of Credit and Cash Advances

We have already helped thousands of Americans with their financial difficulties. Trust the experts and enjoy having your cash as quickly as the next day. With 24 hours a day secure online access to your First Pay Loans account, you are in control of your finances.

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Unexpected expenses?
Our Cash Advance and Line of Credit products are here to provide you with an instant relief when you need it most. They are designed to adapt to your monthly income, reducing the risk of unnecessary budget strain.
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2 bucks a day for every $100
Worried about high interest rates and hidden charges? First Pay Loans provides you with the easiest formula on the market: 2 bucks a day for every $100 borrowed. Pay your loan in time and we will offer you a better rate!
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Minimum formalities
We understand you may need the money urgently. This is why we have simplified our credit process to the minimum. Getting a credit line with First Pay Loans is hassle-free and requires minimal effort.
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Clear rules - no small print

When it comes to money, nobody likes obscure terms and hidden conditions. We fully understand this. Our products are based on simple, black & white contract, and we always inform our borrowers of all expenses they might expcet. With 24/7 online access to your credit account, you gain unparallel control and insight of your obligations.

questions? check our FAQ

No answer to your question in FAQ? Call 1-877-873-8710
Terms & Conditions
Short Term approvals are contingent upon proper receipt and verification of a signed application, pay stub, and bank statement. Read more
Privacy Policy
Protecting your privacy is important to FirstPayLoans and our employees. We want you to understand what information we collect and how we use it. Read more